Identity Protection
Built Around You.
Credio Pulse watches your credit, identity, and finances in real time — so the moment something changes, you know first. 3-bureau scores, dark-web alerts, and a $1M protection plan in one dashboard.
4.8/5 from 12,400+ reviews
Your Credit Pulse
Overall Health
Experian
687
+12
Equifax
701
+8
TransUnion
644
+21
The reality
Online crime is surging
As the noise grows, blanket fear won't protect you — clarity will. Here's what you're up against, and why a real-time meter matters.
$10.3B
Lost to online fraud by U.S. consumers last year — a record high.
1 in 3
Americans have been hit by identity theft, more than any other country.
60%
Of identity-theft victims had no idea how their information was exposed.
All in one
Think of us as your radar, defender, and advocate.
Radar
Always-on monitoring across credit, the dark web, and your accounts catches threats the moment they surface.
Defender
Instant lock controls and fraud alerts let you shut down suspicious activity before it spreads.
Advocate
If the worst happens, dedicated U.S.-based restoration specialists do the heavy lifting to make you whole.
- AI-powered threat detection across 3 bureaus
- Real-time alerts the instant something changes
- Award-winning fraud restoration team
- Up to $1M in identity theft insurance coverage
Good morning, Jordan
Your Credit Pulse
Under the hood
What fuels our features
At Credio Pulse it's about features — it's about people. Our team builds protection with purpose, so every layer earns its place on your dashboard.
Always-On AI Engine
Machine learning models watch millions of signals across the web and flag anomalies tied to your identity in real time.
Built by Experts
Our fraud-investigation team understands how data criminals work — and engineers protection that stays a step ahead.
Blueprints for Breakthroughs
Personalized insights show exactly what's moving your score, so every action you take builds toward a better number.
Plan Flexibility
Only pay for what you need. Scale coverage up or down anytime as your family and finances change.
One dashboard
Protection at your fingertips
Seven layers of identity, credit, and device protection — all from one place you can actually understand.
Credit scores & personal finance
Track all three bureau scores, get plain-English reasons behind every change, and simulate moves before you make them.
Dark web alerts
We scan breach dumps and dark-web markets for your SSN, logins, and cards — and alert you the instant they appear.
Identity restoration
U.S.-based specialists handle the paperwork and calls if you're hit, backed by real coverage.
$1Mtheft insurance
Family protection
Extend monitoring to your partner and kids, including child-SSN protection against the fastest-growing fraud.
Device security
Bank-grade VPN, safe-browsing, and password tools keep your phones and laptops locked down on any network.
Always watching
We monitor so you don't have to
Identity threats move across dozens of channels. Credio Pulse watches every one — and translates the noise into clear, plain-English alerts.
Application monitoring
We watch for new credit, loan, and account applications opened in your name across the country — and surface them instantly so you can shut down fraud before it grows.
- New-account application alerts
- Payday & online lender coverage
- One-tap fraud confirmation
Avg. alert speed
< 60 sec
Pricing
Personalized protection for your lifestyle
Pick the plan that fits today — scale up or down anytime. Every plan includes the Credio Pulse app and U.S.-based support.
Starter
Protection starter — just $1
billed monthly
Get Protected- 1-bureau credit score
- Monthly credit report
- Dark web email scan
- Email identity alerts
- Mobile app access
Secure Basic
Essential credit visibility
billed monthly
Get Protected- 1-bureau credit monitoring
- Monthly credit score
- Dark web email scan
- $25K theft insurance
- Mobile app access
Secure Plus
Smarter everyday protection
billed monthly
Get Protected- Everything in Basic
- Daily 1-bureau monitoring
- Full dark web surveillance
- SSN & alias monitoring
- $250K theft insurance
Secure Pro
Complete 3-bureau coverage
billed monthly
Get Protected- Everything in Plus
- Daily 3-bureau monitoring
- Real-time change alerts
- Bank & card account watch
- $1M theft insurance
- U.S.-based restoration team
4 million people trust us with their identity
Real members, real results. Here's what protection feels like when it's built around you.
Credio Pulse caught a credit application I never made within minutes. I froze everything from the app before any damage was done.
Marcus T.
Austin, TX · Verified member
I finally understand my score. The meter actually explains what's moving it instead of throwing numbers at me. Up 41 points already.
Priya N.
Seattle, WA · Verified member
When my info showed up in a breach, a real U.S.-based specialist walked me through every step. Worth every penny for the peace of mind.
Devon R.
Atlanta, GA · Verified member
Setting up family protection for my parents and kids took five minutes. Child-SSN monitoring is something I didn't know I needed.
Sara L.
Denver, CO · Verified member
Dark web alerts flagged an old password that leaked. Changed it the same day. The dashboard is genuinely the cleanest I've used.
James W.
Chicago, IL · Verified member
Cancelled my old service the day I switched. Faster alerts, clearer reports, and the $1M coverage gives me real peace of mind.
Elena G.
Miami, FL · Verified member
Don't wait. Get protected now.
Join 4 million members who sleep better knowing Credio Pulse is watching their credit, identity, and finances around the clock.